Read This Online Service Agreement Carefully Before Using Our Internet Services.

The Affinity4 Online Service (the "Service") is a dial-up Internet access service provided by Affinity4 Online, Inc. ("Affinity4 Online") to subscribers ("Members"), subject to the terms of this Online Service Agreement (the "Agreement"). Affinity4 Online may from time to time unilaterally amend this Agreement by posting amendments online. Your continued use of the Service after amendments are posted will constitute acceptance of the Agreement, as modified by such amendments. Except as provided in the preceding sentence, this Agreement may not be amended. If you do not agree to the terms and conditions of this Agreement, including any future revisions, you may not use the Service.

1. Application and acceptance.
   
   Once Affinity4 Online has accepted you as a Member, Affinity4 Online will furnish the Service to you in accordance with the terms of this Agreement, as amended from time to time. Affinity4 Online may accept or reject any Applicant in its sole discretion. You represent that all information that you provide during the application process is accurate and complete and that you will update such information with Affinity4 Online should it change. Members must be at least 18 years old.
   
   
2. Use of the Service.
   
   The Service is intended for periodic, active use of email, newsgroups, file transfers, Internet chat, games, and browsing the World Wide Web and may only be used for these purposes. Using a personal account for high volume is prohibited unless you enter into a separate written agreement with Affinity4 Online. Internet access memberships may include one or more email accounts. Member Names, Passwords and email addresses are Affinity4 Online's property and Affinity4 Online may alter or replace them at any time. Commercial distribution or resale of the Service is prohibited.
   
   Members may not use the Service on a standby or inactive basis in order to maintain a connection. Continuous Internet access through the Service may be limited by idle timeout procedures. The use of any electronic or mechanical means to facilitate a continued connection, including but not limited to autodialer features, "pinging" software and automatic logins to mail servers, is prohibited. Affinity4 Online may limit the length of sessions to a reasonable period, as determined by Affinity4 Online, after which sessions may automatically be terminated.
   
   Certain plans may offer Affinity4 Online Members the ability to create personal web pages. Members are required to use only the web design tools provided by Affinity4 Online and the maximum webspace available for use is 10MB. Affinity4 Online is not a web-hosting service.
   
   
3. Use of the Service by others.
   
   You may not sell or transfer your right to use the Service to others, or share your Password with others; provided, however, that you may allow other Members of your immediate household to use your Member Name and Password to access the Service. In no event may your Member Name and Password be used to access the Service from multiple computers in overlapping or concurrent sessions. You will be responsible for use of the Service by any person who uses a Member Name and Password that you have supplied, whether or not you specifically authorize such person's use or actions. You will promptly notify Affinity4 Online if you become aware of unauthorized use of your Member Name or Password.
   
   
4. Termination.
   
   You may terminate your membership for any reason by providing notice of intent to terminate to Affinity4 Online by:
   
   
   • calling 1-888-222-3565 during normal business hours
     
     
   Email termination requests will not be accepted. Upon termination, you will be assigned a cancellation number. Accounts are not considered closed unless a valid cancellation number has been issued. Please be sure to make a note of this number as it is your only proof of cancellation and will be used for reference in any and all subsequent correspondence regarding billing, refunds or the cancellation itself. The effective date of termination will be the final day of your billing cycle. Based on your billing cycle, charges accrued prior to your termination may apply after you receive a cancellation confirmation. Refunds or credits will not be granted for any prior use including partial use during the last month of cancellation nor will they be granted for fees incurred prior to termination including fees for insufficient funds or reactivation. If you have become a Member for a fixed term, termination charges may apply as set forth in section 7.
   
   Affinity4 Online may terminate or suspend your membership (i) without cause at any time for any reason upon 30 days notice, or (ii) with or without notice if you breach the terms of this or any other Agreement between you and Affinity4 Online or if you violate Affinity4 Online's Acceptable Use Policy or any of the applicable user policies. If you terminate your membership before the end of the fixed term or if Affinity4 Online terminates your membership for violations of this Agreement, our Acceptable Use Policy or any of the applicable user policies, the amount you have paid for your membership will not be refunded in whole or in part. If Affinity4 Online terminates your membership without cause and you have paid Affinity4 Online in advance for Member services, Affinity4 Online will issue a prorated refund. If your membership is terminated, Affinity4 Online may without notice to you delete any data (including email and personal web site content) stored on Affinity4 Online's servers. Any suspension or termination will not relieve any person of obligations incurred and accrued prior to the effective date of termination. Affinity4 Online may charge a Reactivation Fee for the reactivation of suspended accounts.
   
   Other than to receive a return of refundable prepayments as described in sections 4 and 7, termination of your account is your sole and exclusive remedy with respect to any dispute with Affinity4 Online.
   
   Sections 7, 14, 15, 16, 18, 22 and 24 of this Agreement shall survive termination of this Agreement.
   
   
5. Compliance with Laws, Agreements, etc.
   
   You agree not to use the Service for any purpose that is unlawful or prohibited by this Agreement, Affinity4 Online's Acceptable Use Policy, or any of the applicable user policies that Affinity4 Online may adopt from time to time to govern use of the Service. You agree to abide by all applicable local, state, national and international laws and regulations. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software or services obtained from or through Affinity4 Online. Affinity4 Online has no obligation to monitor any Member's use of the Service or to retain the content of any user session. You acknowledge that you are aware that some areas of the Internet may contain material that is unsuitable for minors, and you agree to supervise use of the Service by minors who use your Member Name and Password to access the Service.
   
   
6. Special promotions.
   
   From time to time, Affinity4 Online may offer special promotions for new Internet service memberships and other products. All such offers are limited time offers and cannot be combined. Affinity4 Online may terminate or modify such offers at any time without notice. Free software offers may require an Internet connection.
   
   
7. Fees.
   
   Internet Access Monthly Memberships If you have subscribed to the Service on a month-to-month basis, you agree to pay to Affinity4 Online a monthly fee (the "Monthly Fee") in advance for each month or portion of a month in which you receive the Service, other than for any promotional or reward period during which Affinity4 Online has explicitly agreed to provide the Service to you at a discounted rate or free of charge. You authorize Affinity4 Online to charge your account immediately upon activation of your membership. For billing purposes, the month will begin on the date you become a Member, which may not be the first calendar day of the month. A service month will run from a numbered day in one month to the same numbered day in the following month. Members who join on the 29th, 30th or 31st day of any month shall be billed on the last day of any month not containing 29, 30 or 31 days. Affinity4 Online will have the right to increase the Monthly Fee from time to time upon email notification to you at least one month before the effective date of the increase. If you do not cancel your membership before the end of the notice period, you will be deemed to have agreed to such increase. Affinity4 Online may change its monthly billing cycle from time to time. If you have accepted a free offer for a specific number of days, you will incur Affinity4 Online's standard monthly charges if you continue to use the Service after the free time period. If you terminate your use of the Service within the free time period, Affinity4 Online will not charge you. All fees and charges are stated and payable in U.S. Dollars.
   
   Fixed-term Subscriptions If you have subscribed to the Service for a fixed term, but have not pre-paid for the subscription, you agree to pay the Monthly Fee as set forth in the preceding paragraph. If you terminate your subscription before the end of the fixed term, you agree to pay an Early Termination Fee. The Early Termination Fee will vary depending on the offer you have accepted. If we notify you of a change in the Monthly Fee and you give us notice of termination within 30 days, we will waive the Early Termination Fee. At the end of the fixed term of your subscription, you may choose to accept another fixed term or continue on a month-to-month basis at the then current monthly rate for equivalent service until terminated. Pricing will be subject to the offer you have accepted.
   
   Payment Obligations of a Member
   • You authorize Affinity4 Online to charge the Monthly Fee, the Electronic Funds Transfer Fee, and any other fees and charges payable under this Agreement to the credit card, direct debit account or other payment method that you have supplied in connection with your membership application. Affinity4 Online reserves the right to validate the payment method information provided at registration and account updates by attempting a $1 authorization to your credit card or a $0 prenote to your direct debit account. These procedures are not charges, only forms of authorization. Questions regarding charges to an account should be directed to 1-888-222-3565. All charges are considered valid unless disputed in writing within thirty (30) days of the billing date. Adjustments will not be made for charges that are more than 30 days old.
     
     
   • You will promptly notify Affinity4 Online of changes to the account number, status, or expiration date of the credit card, direct debit account or other payment method you have supplied, and of changes to your billing address. If Affinity4 Online is unable to process charges to the credit card, debit account or other payment method you have supplied, or if the credit card or account is canceled or suspended, your membership may be immediately suspended or terminated without notice. Any resulting fees, charges or expenses incurred by Affinity4 Online may be subsequently charged to your credit card or direct debit account. Affinity4 Online is not responsible for any charges or expenses (e.g. for overdrawn accounts, exceeding credit card limits, etc.) resulting from charges billed by Affinity4 Online.
   • If your membership is terminated or suspended by Affinity4 Online based on your failure to pay applicable fees and charges or your failure to perform any of your other obligations under this Agreement (including your obligation to comply with Affinity4 Online's Acceptable Use Policy and any of the applicable user policies), you may be required to pay reconnect charges in order to reactivate your membership.
   • You acknowledge that no credit or refund will be provided if you are unable to use the Service due to circumstances beyond Affinity4 Online's control, as determined by Affinity4 Online.
   • Affinity4 Online may charge for taxes and other applicable fees.
   • Except as expressly provided herein, any fees paid to Affinity4 Online in connection with the Service are nonrefundable.
   
   
8. Availability of Internet Access Numbers.
   
   Affinity4 Online reserves the right to direct Members to use certain numbers to access the Service or to restrict the use of specific access numbers. Affinity4 Online Internet access numbers may not be available in all areas on a local call, charge free or toll-free basis. Affinity4 Online may from time to time delete Internet access numbers in particular localities, without being obligated to provide replacement access numbers in the same locality. In the situation described in the preceding sentence, Affinity4 Online will not be obligated to refund any amount to Members who have pre-paid for services, including Members who have purchased Affinity4 Online Computer and Internet Access Bundles.
   
   
9. Telephone charges and computer equipment.
   
   You are responsible for obtaining the telephone equipment and telephone services necessary to call Affinity4 Online's Internet access numbers, and for paying any related telephone company charges, including long distance, time-based charges, and telephone line installation charges. You are solely responsible for determining whether calling a particular Affinity4 Online Internet access number will result in additional charges. Affinity4 Online will not reimburse you for any charges incurred by you as a result of selecting an access number that is subject to long distance or other telephone company charges. You should contact your telephone company to determine whether calling a particular access number will result in additional charges. Calling an access number may result in additional telephone company charges even if the access number was presented by Affinity4 Online as an appropriate access number for your area.
   
   
10. Use of the Service consistent with Acceptable Use Policy.
    
    You agree that your use of the Service will be consistent with Affinity4 Online's Acceptable Use Policy and any of the applicable user policies that are posted on the Affinity4 Online web site from time to time. Violation of Affinity4 Online's policies is cause for immediate termination or suspension of your membership.
    
    
11. Restrictions on use of the Service.
    
    You agree not to copy, download, upload, publish, or distribute any emails, programming code, information, data, or other materials ("Content"), or otherwise use the Service or constituent services (such as email, web site hosting, or data storage services) in any manner that in Affinity4 Online's sole discretion:
    
    
    1. infringes any third party's intellectual property rights or other proprietary or publicity/privacy rights;
    2. violates any applicable law or regulation;
    3. violates Affinity4 Online's Acceptable Use Policy;
    4. is defamatory, obscene, contains child pornography, or is harmful to minors; or
    5. intentionally propagates any viruses, Trojan horses, worms, time bombs, cancel bots or other software that damages, interferes with, intercepts, or expropriates any system, data, or personal information.
    
    Affinity4 Online and/or its suppliers may with or without notice take any action, including suspension or termination of service or filtering, blocking, or removal of Content, that it or they deem appropriate to address circumstances comprising a breach of the above promises.
    
    
12. Operation of the Service.
    
    Affinity4 Online may from time to time in its sole discretion establish, modify, or discontinue operating policies and procedures governing operation of the Service. Affinity4 Online may, among other things:
    
    
    1. prevent bulk email from entering or leaving any email account maintained through the Service;
    2. delete email if it has not been accessed by you within a time set by Affinity4 Online from time to time;
    3. not process or store email due to space limitations set by Affinity4 Online from time to time;
    4. make available to third parties information relating to the Service and Members, subject to Affinity4 Online's Privacy Policy;
    5. establish idle timeout and session length procedures that will cause an automatic log off of an Internet session after a period of time set by Affinity4 Online; and
    6. change or discontinue any functionality or feature of the Service.
    
    Affinity4 Online will not be responsible or liable for loss, deletion or failure to store or accept emails or other information. The use of any software that circumvents or impedes Affinity4 Online's automatic timeout procedures is prohibited.
    
    
13. Content you post.
    
    When you post or upload content (including feedback and suggestions) ("Posted Content") in a context that indicates that the Posted Content will be accessible to the public, you grant Affinity4 Online the worldwide, royalty free, and non-exclusive license, without payment of compensation, to publish, copy, distribute, transmit, publicly display and perform, reproduce, edit, translate, and reformat the Posted Content through the Internet and to publish your name (if posted by you) in connection with the Posted Content. Affinity4 Online is under no obligation to post or use any Posted Content, and Affinity4 Online may remove any Posted Content at any time, in Affinity4 Online's sole discretion. You acknowledge that neither Affinity4 Online nor its suppliers have any obligation to monitor Content that you publish, upload, or distribute through the Service. However, Affinity4 Online and its suppliers reserve the right to review any such Content and to remove any Content that it or they deem inappropriate. You acknowledge that Affinity4 Online does not provide backup of your data, including Content. By posting or uploading Posted Content, you warrant and represent that you own or otherwise control rights to the Posted Content sufficient to grant the permission granted above. Affinity4 Online welcomes your feedback and suggestions regarding the Service, but Affinity4 Online will not be obligated to pay any compensation for such feedback and suggestions, nor will Affinity4 Online be restricted in any manner from using or acting on such feedback and suggestions.
    
    
14. Disclaimer of warranties.
    
    YOU USE THE SERVICE AND THE INTERNET AT YOUR OWN RISK. Affinity4 Online AND ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, USABILITY, AVAILABILITY, TIMELINESS, SECURITY, OR ACCURACY OF THE SERVICE OR OF ANY INFORMATION, SOFTWARE, OR PRODUCTS OBTAINED THROUGH USE OF THE SERVICE. Affinity4 Online AND ITS SUPPLIERS DO NOT WARRANT THAT YOUR USE OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR FREE OF VIRUSES OR SPYWARE OR OTHER HARMFUL COMPONENTS, THAT MEMBERS WILL BE ABLE TO ACCESS THE SERVICE AT ANY PARTICULAR TIME OR IN ANY GEOGRAPHIC AREA, OR THAT THE SERVICE WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. THE SERVICE, THE Affinity4 Online SOFTWARE SUPPORTING THE SERVICE, AND ALL INFORMATION, SOFTWARE, AND PRODUCTS OBTAINED OR ACCESSED THROUGH USE OF THE SERVICE ARE PROVIDED "AS IS," ON AN "AS AVAILABLE" BASIS AND WITHOUT WARRANTY OF ANY KIND. ALL IMPLIED WARRANTIES ARE HEREBY DISCLAIMED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Affinity4 Online AND ITS SUPPLIERS WILL HAVE NO RESPONSIBILITY OR LIABILITY FOR DAMAGE TO YOUR COMPUTER SYSTEM FROM VIRUSES OR OTHER HARMFUL PROGRAMMING ROUTINES TRANSMITTED THROUGH USE OF THE SERVICE, NOR FOR BREACHES OF THE SECURITY OF YOUR COMPUTER SYSTEM ACCOMPLISHED BY THIRD PARTIES THROUGH USE OF THE SERVICE. NEITHER Affinity4 Online NOR ITS SUPPLIERS WILL BE RESPONSIBLE OR LIABLE FOR ANY ACT OR OMISSION OF ANY THIRD PARTY, INCLUDING BUT NOT LIMITED TO ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE, OR ILLEGAL CONTENT OR CONDUCT OF SUCH THIRD PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. NO ADVICE OR INFORMATION GIVEN BY Affinity4 Online OR ITS REPRESENTATIVES SHALL CREATE A WARRANTY.
    
    
15. Limitation of liability.
    
    Affinity4 Online AND ITS SUPPLIERS ARE NOT LIABLE FOR ANY COSTS OR DAMAGES ARISING DIRECTLY OR INDIRECTLY FROM YOUR USE OF THE SERVICE OR THE INTERNET INCLUDING ANY INDIRECT, INCIDENTAL, EXEMPLARY, MULTIPLE, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF USE, LOST OR UNDELIVERED EMAILS, CONTENT, AND OTHER DATA, OR LOST PROFITS OR ECONOMIC OR OTHER ADVANTAGE RESULTING FROM YOUR INABILITY TO USE THE SERVICE) ARISING OUT OF A BREACH OF THIS AGREEMENT OR ANY ACTION OR FAILURE TO ACT RELATED TO THE SERVICE, EVEN IF Affinity4 Online OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
    
    EXCEPT FOR CERTAIN PRODUCTS AND SERVICES SPECIFICALLY IDENTIFIED AS BEING OFFERED BY Affinity4 Online, Affinity4 Online DOES NOT CONTROL ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES ON THE INTERNET. THE INTERNET CONTAINS UNEDITED MATERIALS, SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. Affinity4 Online HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY FOR SUCH MATERIALS. YOU ASSUME FULL RESPONSIBILITY AND RISK FOR USE OF THE SERVICES AND THE INTERNET AND ARE SOLELY RESPONSIBLE FOR EVALUATING THE ACCURACY, COMPLETENESS, AND USEFULNESS OF ALL SERVICES, PRODUCTS, AND OTHER INFORMATION, AND THE QUALITY AND MERCHANTABILITY OF ALL MERCHANDISE PROVIDED THROUGH THE SERVICE OR THE INTERNET.
    
    THE TOTAL AGGREGATE LIABILITY OF Affinity4 Online AND ITS SUPPLIERS FOR ANY CLAIM ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE SERVICE WILL NOT EXCEED THE CUMULATIVE AMOUNT OF FEES PAID BY YOU TO Affinity4 Online. THE FOREGOING LIMITATIONS APPLY TO ANY CLAIM YOU MAY ASSERT, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER THEORY. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
    
    
16. Information.
    
    You acknowledge that Affinity4 Online may be required to disclose information regarding you and the use of your membership (including data and email) to the government or regulatory agencies or to third parties if legally compelled to do so. You authorize Affinity4 Online to disclose any information about you to private entities, law enforcement or other government officials as Affinity4 Online, in its sole discretion, believes necessary or appropriate to investigate or resolve potential violations of this Agreement or any of the applicable user policies. You acknowledge that Internet communications and servers may not be secure, and that information transmitted on such connections and servers may be subject to interception, disclosure or loss.
    
    
17. Shopping through Affinity4 Online.
    
    We may from time to time send you emails about offers that we think will interest you. Affinity4 Online sometimes arranges for merchants to offer to Members unique deals, special values and enhanced services. Please keep in mind, however, that when you purchase a product from a third party merchant, you are buying directly from that merchant and not from Affinity4 Online. Affinity4 Online is not responsible for the actions or omissions of a merchant, any advertising claims made by the merchant, or any damage or harm that may result from your use of products purchased from the merchant. All aspects of your purchase, including, but not limited to, purchase terms, payment terms, warranties, guarantees, maintenance, service, and delivery, are solely between you and the merchant. Your rights and remedies with respect to a particular purchase will be solely against the merchant, and any questions, complaints, and claims related to a product should be directed to that merchant. You may have the option to purchase products through the Affinity4 Online web site by transmitting credit card information over the Internet. Affinity4 Online uses encryption technology to protect the credit card information you provide. However, Affinity4 Online cannot guarantee that the encryption technology will operate as intended or that a third party will not be able to access encrypted information. If you have any concerns about sending credit card information over the Internet, please use an alternative means of payment. By sending any sensitive information, such as credit card information, over the Internet while you are shopping with the Service, you agree that Affinity4 Online will not have any liability if the encryption technology fails to protect your information.
    
    
18. Software.
    
    To access the Internet through Affinity4 Online's network, you are required to use Affinity4 Online's proprietary dialer software and other network management software that Affinity4 Online delivers to you from time to time ("Software"). Affinity4 Online may automatically check the version of the Affinity4 Online software you are using and may automatically download modifications and upgrades to such software. You consent to the downloading and use of such software and updates, as a condition of receiving the Service.
    
    Software is the copyrighted work of Affinity4 Online and/or its suppliers. Your use of the software is governed by the terms of the end user license Agreement, if any, which accompanies or is included with the software ("License Agreement"). You may not install or use any software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement.
    
    For any Software not accompanied by a License Agreement, Affinity4 Online grants to each Member a limited, nonexclusive, nontransferable and nonassignable license to install and use the Affinity4 Online software (including software from third party vendors that Affinity4 Online distributes; in object code format), its associated documentation, and any updates thereto ("Licensed Programs") in order to access and utilize the Service. You agree to use the Licensed Programs solely in conjunction with the Service for your non-commercial purposes in accordance with this Online Service Agreement and for no other purpose. Affinity4 Online may modify the Licensed Programs at any time, for any reason, and without providing notice of such modification to a Member.
    
    The Licensed Programs constitute confidential and proprietary information of Affinity4 Online and Affinity4 Online's licensors and embody trade secrets and intellectual property protected under United States copyright laws, other laws, and international treaty provisions. All right, title, and interest in and to the Licensed Programs, including associated intellectual property rights, are and shall remain with Affinity4 Online and Affinity4 Online's licensors. No person shall translate, decompile, reverse engineer, distribute, remarket, or otherwise dispose of the Licensed Programs or any part thereof. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties.
    
    You may not download, use, or otherwise export or re-export the Licensed Programs or any underlying information or technology except in full compliance with all United States and other applicable laws and regulations. By installing or downloading the Software, you represent and warrant that you are not located in, under the control of or a national or resident of any country on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Departments Table of Deny Orders.
    
    Affinity4 Online reserves the right, in its sole discretion, to modify or discontinue Software it provided to you and to limit, terminate or suspend your use of that Software. While Affinity4 Online's proprietary software is designed to work with a wide range of Windows-based computers, Affinity4 Online does not warrant that it will work with every computer configuration.
    
    
19. Technical support.
    
    Affinity4 Online will offer technical support related to the provision of Internet access during the term of your Internet Access membership. Depending on the membership plan you have selected, you may receive such technical support without additional charge or you may be charged on a pay-per-call basis. Prior to seeking our technical support, you have the sole responsibility for adequate backup of data and protection of your software and equipment used directly or indirectly in connection with any technical support or information provided by Affinity4 Online. Affinity4 Online will use all reasonable efforts to resolve basic technical problems of its Members, however, Affinity4 Online's live, online or email technical support does not assure that every request for technical support will be resolved to the Member's satisfaction. Affinity4 Online technical support may be limited to Affinity4 Online-provided services and/or software. Due to the wide range of hardware and software configurations and compatibility, it may not be possible for Affinity4 Online to provide technical support for your current set of products. In certain circumstances, it may be necessary to refer you to the manufacturer of your hardware or software vendor for technical support of their products. Our responses are merely technical advice and suggestions and may not resolve some hardware or software errors or problems that may not be correctable or are extremely difficult to resolve.
    
    
20. Privacy Policy.
    
    To find out what Affinity4 Online does to protect your personal information, please read our Privacy Policy.
    
    
21. Links.
    
    The dialer page, welcome page, and other online properties displayed through the Service may display links to web sites sponsored by third parties ("Third Party Sites"). If you click on one of these links, you will be taken to a web site not controlled by Affinity4 Online. Third Party Sites may contain material or information that some people might find inappropriate or offensive. Affinity4 Online is not responsible for the content or operation of Third Party Sites reached by virtue of such links, and the presence of such links does not imply that Affinity4 Online endorses or is affiliated with such Third Party Sites or third parties. Therefore, please exercise your own independent judgment in deciding what web sites to visit.
    
    
22. Security.
    
    No computer system or network is totally secure from intrusion. Affinity4 Online will take reasonable measures to protect the security of its systems and your data, but Affinity4 Online does not guarantee the security of any account or Member data and will not be liable for unauthorized breaches of such security. Please note that unencrypted email is not a secure means of communication.
    
    
23. Notices.
    
    Affinity4 Online may give notices to you under this Agreement by email, by a general posting on the Affinity4 Online Member web site, or by conventional mail. You may give notices to Affinity4 Online under this Agreement only by conventional mail addressed to:
    
    Affinity4 Online, Inc.
    Attn: Internet Services
    999 Waterside Drive Ste. 1910
    Norfolk, VA 23510
    
    This Agreement is governed by Oklahoma law without regard to conflict of law provisions. Any controversy or claim arising out of or relating to this agreement, or the breach thereof, shall be settled by arbitration, and administered by the American Arbitration Association under its Commercial Arbitration Rules. Any such arbitration will be governed by Oklahoma law and will be held in Tahlequah, Oklahoma. The arbitrator will be an expert in the field of Internet services. The arbitrator's award shall be final and binding and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. There shall be no class action arbitration pursuant to this agreement.
    
    
24. General.
    
    If any provision of this Agreement is held to be unenforceable under applicable law in any respect, such provision shall be excluded from this Agreement and the balance of this Agreement shall be enforceable in accordance with its terms. This Agreement represents the complete agreement between Affinity4 Online and you with respect to the subject matter hereof, and supersedes any other written or oral agreements.

Version 2006.04
Effective Date April 24, 2006